From July 2026, real estate agents can legally snoop through your finances BEFORE you sign a contract. And the smart ones? They're going to use it against you. Here's how the trap works: You offer $1,000,000 on a house. Your actual bank approval is $1,300,000. The agent runs an "AML check" and sees your ceiling. Suddenly the seller's "bottom line" is $1,100,000. You just paid $100,000 more than you needed to. Because they saw your cards before the game even started.
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