APRA's 20% Debt to Income Cap - Budget 2026

In 12 months, we'll be having a very uncomfortable national conversation about rents. New lending rules will tighten investor supply, and removing negative gearing on established homes changes the equation. New builds will help, but supply takes time while demand keeps growing. The investors who win won't have the biggest portfolios—they'll have a clear, data-led strategy. Because it's not about the property. It's about the plan. Book a free strategy session via the link in bio.